Credit card companies reducing teaser days

You used to be able to get 0% APR for the first year and no charge on balance transfers but many cards are reducing the intro to 180 or 90 days and are now charging for balance transfers so If you can still find free balance transfers now is the time to move your debt so you can pay it off faster. If you move a 19% balance to a new card yoiu will be paying down your debt faster just don’t add back to the card you transfer to leave it with  0 balance and charge sometinge once every 90 daysand pay it off at the end of the month  to keep the card active this will improve you credit score as the a month of avalible credit to credit used will be high enable you to try and move to another 0 apr card next year

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